What is the best way to start earning and being independent? I am a stay-at-home mom and would like to be financially independent. I’m confused between starting a business or preparing for civil services.

Only being an entrepreneur would give you true flexibility of time to both be a mom and a business owner. You can run many businesses right from your home.

Are you a leader and do you take initiative? If so, I would lead more towards entrepreneurship. My site has many resources to help would-be entrepreneurs at www.seancastrina.com.

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