If you had $3 million, would you invest in a property then mortgage and invest it in a business or invest the whole amount on a business?
I would not invest any of it on just one thing. Diversify, my friend. I would start 5 businesses with $10k of seed money before I would ever put a million dollars into anything. Regarding real estate, it’s simple as I don’t buy anything that I cannot sell the next day for a profit.